Today, auto insurance companies prefer women drivers than men drivers, because drivers are considered less at risk. Although many men do not agree! You may be surprised to know that is not necessarily because women have fewer accidents. They are involved in accidents than men. However, the total damage caused by the woman is not so in most cases. Later, after their insurance claims are much less general. That's why premiums by an average woman car insurance tend to be less 20%% less than men with the same demographic profile.

Women, in general, lead to lower rates than men. Are all these corridors as a child, which is making it difficult for their older counterparts. And even some of the fastest driver older men than they can handle or control. So due to the number of lower speed by the women of accidents caused by lady drivers are not as severe. Therefore, although it could make a claim as often as men make their claims are a little less, resulting in lower insurance premiums. Since the male drivers, on average, lead to higher speeds, but then crash on their own, the loss is very high.

A woman is considered a higher risk even the age of 17 years. There are many premium discounts available to young drivers, such as taking the step certificate. The pass over a series of extra lessons that a young driver learns after his driving test standard. Pass the plus can get a discount of around 30% for the first year. Given how much some insurance companies charge drivers for the first time a discount of 30% could amount to about 100 ‚¬. That would be enough for full fuel tank for a few good miles!

More recently a number of new car insurance companies have begun to specialize in car insurance for women drivers. These companies tend to ensure drivers only to women. An example of this in the UK would Wheels Sheila. In fact, it can be as strict as not to encourage women to obtain an insurance policy with her husband. Because they can not give the same discount level due to the perception of the risk posed by the husband. So the best deal is to get just the insured in a separate policy because it offers the least risk and therefore lower premiums. This means providing less risk in total, ie, lower premiums in total.

Therefore, for insurance companies is not a double-edged sword, which can really afford. On one hand, offer lower premiums means that equals lower profits. However, we expect to generate a large volume of insurance policies for women to tipping the scales in your favor, more and more women are looking to these specialized policies.

You should seriously consider these specialist companies, if you are a woman. As with any standard insurance policy can benefit from additional discounts if you park your car overnight in the garage or off street. Or to be more driving lessons, such as proof of advanced controllers, or driving a low amount of miles during the year insurance