All those who have ever been involved in any accident of any kind know that filing accident insurance claims can be quite a challenge.
While a great number of people forward such claims, only few are those who actually see their claim to a successful end.
In what follows we will try to guide you through the process of filing the simple, yet most effective claim ever.
The first thing you MUST do after having been involved in an accident is to go see a doctor for a complete physical examination.
This way, not only do you prevent any further discomfort but also, you will prove to your insurers that you have nothing to hide about your medical history, or your actual condition.
The next, absolutely crucial step is to inform your insurance company about the accident and the conditions it took place in.
Your insurers must be put up to date with every little aspect of your auto accident, because any misinformation can backfire against you.
If you haven't done this already, now would be a great time to have a look at your insurance policy.
This will give you complete knowledge of the exact areas covered by your insurance and also a clue about just how much compensation you can get.
Even if you have done this with the police, you will have to write down in detail a complete auto accident insurance claim statement.
Here you will support your words with actual facts such as witness testimonies, a declaration from the other driver if the accident involved two parties and of course, the most important, you would need photos from the accident site and fully detailed medical records.
All of these will contribute to the final evaluation of your claim and will decide the amount of money you can ask for.
Every element relating to your injury claim is relevant.
Do not, under any circumstance, rely on your memory alone.
Write down every conversation you had with anyone regarding the accident, keep track of all bills, and repairing fees or lost property.
If the claim cannot be settled in an amiable manner, you will have to go to court, where such details can be used in your favor during the trial.
As said before, you will need to consult your insurance.
If you have multiple insurance policies you may have more than one accident claim to file for different reasons in order to get all the compensation you are entitled to.
This is why you should take the time to get familiar and review, on a periodical basis, your insurance policies.
Nothing can be done without honesty.
Just like in real life, when filing accident insurance claims you must be honest to yourself and to the others involved in the process.
If your insurers come to see you are building a case on lies or incongruence your claim can be disbanded on fraudulent grounds.