Most of us go to work every day without wondering whether anything untoward will happen. A lot of people work in what should be safe jobs. Yet it is surprising just how easily accidents can happen if we aren't careful.



Every workplace has the potential for causing accidents. It is easy to get so wrapped up in what we are doing that we fail to take due care and attention. We might trip over something or bump into a wall because we weren't looking where we were going, for example.



But not all accidents are quite so innocent. And this is why it pays to consider what happened if you are unfortunate enough to experience a mishap of some kind.



For example, are you properly trained to do the job you do on a daily basis? If you aren't and you have an accident as a result, the fault will be with your employer. In a case like this, you can bring up an injury claim and be entitled to receive compensation as a result of what has happened. For example an injury caused by lifting a heavy item without undertaking heavy lifting training.



You don't have to start the claim immediately either. So for example if you had an accident that you have now recovered from but you think the employer was the one at fault and not you, you can still claim provided you start the ball rolling within three years of the accident.



The good news is that you don't have to pay any money to see whether you may have the grounds to make a claim. You can find out without paying anything; you simply have to find a company which deals with this kind of claim. They will listen to what you have to say and then determine whether or not you could go ahead and make that claim a reality.



The first step will then be for the company looking after you to send a 'letter of claim' to the employer you were with when the accident occurred. This may or may not be your current employer, depending on when you had the accident.



All employers are required by law to have indemnity insurance to ensure that if an employee suffers an injury they are insured, and can make a claim against the indemnity insurance policy. Any claim would therefore be settled by the insurance company.



In any event the companies which take on these types of cases now where accidents at work have taken place will work on a 100% No Win No Fee basis, so there is no risk to you at all if the case is unsuccessful.



Of course you don't want to have any accidents in your workplace at all if you can help it. It is good to know that if anything did happen and your employer could have prevented it, you do have a course of action you can take.