Prices on car insurance are rising.
It is costing more than ever to keep you and your vehicle protected.
Sometimes figuring out a way to get a better deal can be tough, but it's definitely worth it.
Although you can save by refusing certain options and decreasing the features on your policy, there are many other things that can impact what your cover costs you each year as well.
Here is a look at some of the ways that you can cut the cost of your policy and save money.
Decrease Your Mileage: If you want to save on the cover for your car, one way to beat the rise in prices is to decrease the mileage you drive every year.
Cutting back on mileage means you won't drive as much, so you become a lower risk for the company.
This means that they probably will give you a better deal, so make sure you let the company know if you have decreased the amount of driving you do in your vehicle.
Advanced Driving Courses: You'll also find that advanced driving courses can actually save you money.
Showing the company that you are a driver with experience and competence will pay off.
Taking those extra lessons may cost a bit, but it can save you up to 35% on the policy that you purchase.
Just taking one course can lower the amount you pay for cover for the rest of your life.
Getting Married: Interestingly enough, getting married may cut your bill for insurance on your car as well.
Men who are single pay more for insurance.
If you are getting married, it may be time to get new cover.
Your rates will go down when you are no longer single, saving you quite a bit of money.
Maybe not the best option available, but it does work! Security Features: A variety of companies will offer you a good discount if you add in security features on your vehicle.
As you compare car insurance, look for a company that will offer these discounts.
Adding in a tracker to your vehicle, or even an immobiliser or alarm reduces the chances that your vehicle will be stolen.
This will be reflected in the premium that you pay.
Avoid Traffic Offences: When you add traffic offences to your record, it will send your car cover costs shooting up.
On the other hand, a good record can help.
You'll save when you have a good record behind you.
Pay Up Front: Paying up front is a great option.
Once you find a company that you want to go with after you compare car insurance, you may want to pay up front for the cover.
Many companies do allow you to pay on a monthly basis, but they will charge you more to do this.
If you can afford the entire cost up front, it can save quite a bit of money in the long run.
Direct debit from your bank account may help you save some money too.
As you compare car insurance and look for the best deal, keep these savings tips in mind.
There are ways to save, even though it seems prices are going up.