Insurance Health Insurance

Money and Health Benefits

Yes, it is a blessing for those of us who have health insurance; however there are some people unfortunately some estimate at close to over thirty million people who are without coverage.
Some reasons could be by choice, while other reasons could be because of pre-existing conditions, lack of finances, or the high cost associated with health insurance.
While some politicians want to debate over taxes and other trivial matters within their power, health insurance for all people should be a top priority.
With all the talk about health care reform among politicians it is sad to see (politicians) not willing to compromise on a doable solution for all Americans.
If some of those within the government had a child or relative with special needs and they did not have the finances or good health insurance to pay for the majority of their medical cost, then I doubt it very serious if their attitudes would be the same way their minds are currently today.
Why can't there be a median to approve health insurance and health care services for the less fortunate? If (politicians) were to walk in the shoes of average ordinary people, their attitudes would probably change.
Some of us at one time or another have had good jobs, health insurance, and then when something happens to us; whether to our own health, or if unemployment were to occur for whatever reason, we all can end up without being as secure as we once were with having income, low income or no income; insurance or no insurance including life and health insurance products.
No one is exempt from the possibilities of becoming ill, or jobless, which could result in having no money and no health insurance.
No one is exempt for health problems or money problems; both can still cause stressful events to happen in our lives.
Health problems and money problems can occur for anyone whether they are financially stable or not.
Well, you may ask; what about the rich and those that are financially independent? Even people who are wealthy still face financial concerns with their health related expenses.
Most wealthy folks have high deductibles to lower their monthly premiums, but if they do not have the majority of their money protected with different life insurance products they could still end up getting wiped out if their health were to take a turn for the worse.
Their flamboyant lifestyles would change tremendously because of the medical cost associated with the absorbing medical expenses involved with their healthcare services; especially if they could no longer do what they once did before experiencing a health challenge.
An example would be an entertainer who entertained people with his or her singing and dancing abilities and all of a sudden, they became paralyzed from a tragic accident; well now they are unable to continue to go on stage and perform and move their hips like they once did before.
Most people especially women would not want to see a man they once loved to see entertaining sitting and performing from a wheel-chair.
If this scenario were to happen to someone in the entertainment business, then their lives would be altered tremendously.
Hopefully they would have had several different life insurance products to cover the many expenses they would have occurred if something like this was to happen to him or her, different kinds of life insurance products such as disability, accident, or critical illness policies pay individuals in the event if something like this were to happen.
People who have their financial lives in order have these different types of life policies to protect their income and their families.
There are tremendous benefits with having money and all the necessary insurance products a person would need in the event if something were to happen to an individual, but let's not look down upon those who are less fortunate such as the handicap, the poor, and people with chronic health conditions and diseases who are unable to work or obtain health or life insurance because of their pre-existing conditions.
Money and good health are benefits that can keep people feeling secure as long as they have them both.

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