Although many people in Michigan are protected by a blanket healthcare insurance coverage required to be taken under the law by the employer, many do not enjoy such benefits.
Health insurance in Michigan is simple...
if you can't afford to have your own healthcare insurance or is incapable of work, you need to find one on your own.
For your information, there are some health insurance policies in Michigan that focuses on helping those who cannot afford an insurance policy of their own.
There are conditions, however.
Naturally, there is an income or asset limit to make sure that only the ones who really needs them gets it.
It is a fair and square rule of thumb, I contend.
Two of the most popular health indemnity of such kind are Medicaid and MiChild or Healthy Kids programs.
Thankfully, the children will get coverage despite having parents who do not qualify for the program.
If you have a two-member family and you are earning less than twenty-seven thousand three hundred and eighty annually, you are eligible.
If you have three members in your family and your annual income is less than thirty four thousand three hundred and forty, give it a shot too.
Families with four members with combined annual income of forty-one thousand and three hundred, you may be eligible.
The requirements change every year so if you do not qualify this year, you can always try the next year.
One point to note is this - even though the numbers are already written in black and white, you can apply if your annual income is CLOSE to the said restrictions.
It is really worth a shot.
There is another type of health insurance in Michigan which covers pregnant mothers and their child for up to sixty days after the baby is born.
Although these healthcare insurance policies are designed specifically for Michigan locals, foreigners MAY qualify too but it is very subjective.
You will need to apply for the health insurance in Michigan first, in order to find out.
The rules are many and it can be confusing and complicated.
The best thing you can do is to contact the authorities directly or give a healthcare insurance agent a call right now and find out what your options are.