There are quite a few deadly diseases that can claim the life of a person. While some can be treated and cured others can be treated and delayed. One of the most feared diseases is AIDS. This disease alone claims more than hundreds of lives each year.

AIDS is a disease which is caused by the Human Immunodeficiency virus or HIV. Once the virus enters the body it either lies dormant or reacts. If the virus lies dormant, the person is termed as HIV positive but not an AIDS patient. If the virus reacts it first attacks the immune system, weakening it so, that it is not able to fight against minor diseases like cough or fever. Millions of dollars has been spent and is continuing to be spent on the research of this killer sickness unfortunately, a cure for it still hasn't been found. However, AIDS can be treated and delayed, giving a person a longer time to live. The treatment for AIDS is long lifetime and very expensive process. There are not very many people who can have the funds to pay it. This is one of the primary reasons due to which so many people die each year because of this disease. However, the lack of funds should not stop you from getting the care that you need. Enrolling yourself in an AIDS health insurance policy can help you in a lot of ways. The policy offers you coverage for a major part of your treatment. Plenty of insurance policies also offer a certain amount of money which covers the cost of your monthly medication. Prescription drugs are expensive and can add to the cost of your already high medical bills.

AIDS is transmitted in plenty of ways, it is contagious but sitting in the same room as an AIDS patient will not make you get the disease. The sharing of needles, transfusion blood, implantation of organs and sexual intercourse are just some of the ways through which this disease is passed. AIDS has three different stages. The first stage is called acute infection or seroconversion. This stage occurs typically after 5-6 weeks of getting infected. During this stage the immune system puts up a fight against the virus. The second stage is marked by no symptoms and it is called the asymptomatic period. The thirds and final stage is when the person is finally diagnosed with AIDS.

AIDS, along with many other diseases falls under the category of pre-existing conditions. A pre-existing condition is a health condition which already existed before they could apply for health insurance. In days gone by, patients with pre-existing conditions had a tough time finding an insurance policy. Either the insurance companies did not offer policies for these conditions or the premium rates were very high. This made it impossible for them to find insurance. These days, finding health insurance for pre-existing conditions is a piece of cake. There are numerous insurance companies who are ready to help you even if you have a pre-existing condition.