Top Tier
- A credit score falls in the range between 300 and 850. The higher your credit score, the better your credit rating. A higher credit score helps an individual qualify for credit more easily or receive credit at a lower interest rate. The credit rating helps lenders assess the amount of risk they take by lending money to a certain person. People who have top tier credit, or who fall into the group of creditors with the highest credit scores, can qualify for the best credit offerings.