Credit Scores Explained

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All loans must have a Credit Report to determine the credit history of a borrower. This report is to determine someone's credit experience and willingness to repay their debts. This information indicates to the lender the risks of giving them a new loan. The mortgage industry has gone through a

The Fastest Way to Boost Your Credit Score

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In today's world, having a good credit score is a prerequisite to everything related to financial stability and security. Your credit rating is important in so many facets of your adult life. It is on

Better Credit Score - Getting a Better Score is Much Easier Than You Think!

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Are you sick of not having good credit?Do you want to be able to get approved for anything you want because you have great credit?If you are worried about your credit and you want to know some tricks to get a better credit score, then all you have to do is read on and you will find many tips that wi

Save Money by transferring Balances

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Why hold on to your dreams when you can turn them into reality? Why stop yourself from buying that new smart-phone or the cool laptop when you can invest your extra savings to realize your aspirations

Benefits - Why You Should Increase Your Credit Score

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A good credit score is the key to a lot of opportunities these days. A credit score can open up the door to a lot of opportunities and conversely, can shut the door of opportunities, depending on the credit ratings.

Student Credit Card Applications - Important Information Before You Apply For a Student Card

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Completing a student credit card application is actually quite easy in and of itself. However, selecting the right credit card to apply for is a completely different matter.

Improve Credit Report Scores, Yes it is Possible!

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In order to improve credit scores you need to know what is on your report. Equifax, TransUnion and Experian are each required to supply a report for free each year. There are three ways to do this:

How to Raise Your Credit Score - Enjoy the Benefits of High Credit Rating

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Your credit score is a vital piece of your financial picture. A low credit score can prevent you from getting the mortgage or auto loan you need and it can even affect whether or not you get offered a new job or promotion.

How To Handle Credit Card Fraud

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Many people lose a credit card or it is stolen and unfortunately don't know how to best handle the situation.

Can Land Be Taken When Being Sued for Credit Card Debt?

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Although it is not likely, a credit card lender can take your land in certain circumstances to satisfy your credit card debt. Most credit card debt is unsecured debt, which means that that is not attached to any specific piece of property. However, the fact that credit card debt is unsecured does no

How To Select The Right Credit Card?

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Like others who are naïve in the credit card world, every card which came in front of me seemed to a Good Credit Card but…

How to Reduce a Judgment

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A judgment is a decision handed down from a court deciding the dollar amount awarded to the winner in a lawsuit. For example, judgments are placed against individuals for nonpayment of a debt, such as a credit card, or they are fines or awards handed down in civil suits. Judgments may show up on a p

Unclaimed Property Is Larger Than Ever

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The problem of unclaimed money or property is not a hyped issue but it really is a much bigger issue than we think. The state agencies are trying their best to reach out to mass audiences and motivate them to come forward and claim what is theirs. Despite their efforts, the growth of unclaimed prope

Repair Bad Credit Yourself

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Credit scores can easily become a catch twenty-two situation, where the worse, or lower, your score is, the more you will be charged for loan rates. You will also pay more in interest fees. But don't despair! You CAN improve your bad credit and qualify for better rates.

Does It Hurt My Credit Score to Close an Account if I Carry a Balance?

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Consumers have plenty of good reasons to close credit card accounts, including annual fees, increases in interest rates and trimming down on the number of cards to carry. In addition to thinking about these factors, you should also weigh the impact that closing a credit card can have on your credit

Credit Report Monitoring - Keeping Track of Your Credit

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Whether you are a business owner planning to seek further credit or someone who is out looking for a new job, effective credit report monitoring is highly valuable. Nowadays, lending institutions and employers are more cautious when it comes to doing business with clients and potential employees res

Prepaid Credit Card - A New Way to Spend

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Prepaid credit card is so very different from the traditional credit card, simply because this is completely hassle free and is easily available, on your phone or the web browser. One can order a prepaid ...

Purchase Prepaid Credit Cards

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A lot of people have decided to purchase prepaid credit cards given that traditional charge cards have come to be known as huge financial risks-causing people to have more debt than income. Prepaid cards have ...

Credit Cards - Are You Hooked

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Don’t fall into the credit abuse world. Live within your means. If you have a high interest credit card, transfer your balance to a true low interest rate card. You’ll save more money that you can imagine.

Five Ways to Obtain Absolutely Free Credit Reports

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For those who are not aware of it yet, a credit report is a document that displays your financial information throughout your working life, and showcases how well you have managed your finances and debts from the past until the present day. If you have been prudent and careful in managing your finan