If you've suffered personal injury from an accident, you deserve to receive compensation.
You know that you are entitled to an amount that makes up for the all the distress you suffered, and covers the expenses you incurred.
However, do you know how much should you claim for? It is natural for you to be confused about the exact amount you need to claim.
You may also be worried about filing a claim that is so high that it is rejected.
In this case, what you need to do is to devise a personal injury calculator.
A personal injury calculator is a formula that helps you calculate the compensation amount you deserve.
Based on certain variables specific to your case, it helps you to arrive at the right amount for which you should file your claim, in order for it to be successful.
Below are the three most important factors it uses to do this.
1.
Degree of suffering: This includes not just physical injuries, but also any mental trauma you suffered because of the accident.
It also takes into account any temporary or permanent disability-such as a broken limb or loss of hearing-and the extent to which this disrupts your everyday life.
2.
Total financial loss: The personal injury calculator includes calculations for the total financial loss caused by your injury.
This comprises medical expenses such as doctor's fees and cost of medical tests, hospitalisation, medication and treatment.
Secondary expenses, such as the cost of commuting to the doctor, or hiring a nurse, also need to be added.
Finally, it should also account for lost wages for the days you could not work.
3.
Extent of liability: Personal injury compensation is intended to cover up for suffering that you bore for no fault of yours.
However, if you were partly responsible for the accident, it will reduce your compensation.
The personal injury calculator thus deducts your share of liability from the claimable amount.