At present there has been tremendous increase in the portion of disposable income that the general public spends on their Medical bills. With technology advancement in the field of medication and also with use of sophisticated medical equipments in different types of operations and surgery, consumers has to shell out a considerable amount of money on Hospital bills. It doesn't matter if a consumer is availing medical insurance or he is uninsured, he is subject to the payment of all time expanding medical bills in the form of doctor's fees, consultation charges, operation fees, etc.

There are number of factors which ultimately lead's to the over payment of medical bills and their incompetence of negotiating hospital bills like:-

1. Due to the busy time schedule many customers don't have enough time to negotiate medical bills.
2. Majority of consumers have little or no knowledge regarding the procedures to negotiate hospital bills.
3. They are hesitant to ask for reduction of their bills from hospitals of doctors.

Following are some of the simple steps with the help which one can avail deductions in his or her medical and hospital bills.

At the time medical treatment individuals generally don't pay attention to the bills provided by hospital to them, and they are disposed of immediately. But it is advisable that you should pay attention to the bills, by checking whether the hospital billing staffs have made any mistake in calculation, double billing or extra charges applied for service that one has not availed.

The basic and foremost option to negotiate hospital bills is opting for medical insurance. Still insured person tends to pay excess medical expenses from his pocket. This is mainly due to that insured individuals don't go through their terms and policies of their insurance policy carefully. Majority of insurance policies does not cover every cost of your medical bill. Thus it becomes necessary that you have full information regarding terms of your insurance policy, so that you can challenge them at the time of negotiating medical bills. Another very feasible option by which customers can negotiate medical bills is by payment of hospital expenses in the form of cash. This not only act as a boon for hospital staff as they don't have to make lengthy paperwork, but also helps consumers to ask for additional reduction in their bills.

If you are not capable to negotiate your medical bill on your own, individuals can seek the help companies who are in the field of negotiating hospital bills. Companies like medical cost advocate assist their customers to reduce their prices of medical bills. These organization have an experienced staff who are trained enough to get the amount of bills reduced substantially.