Many Americans currently take more then one prescription drug on a daily basis! If you are one of the many that do, are you paying too much for your meds? You may or may not know the answer to that question, but I assure you that if you think that these costs are out of hand, you are not alone.
And guess what, from my experience, if these costs are a bit high in your opinion, there are some options.
First of all, are there alternatives to insurance plans? The answer to that question is YES!.
Secondly, can you beat out high costs on those prescription drugs by going the generic route? YES! Are the generic versions of those name brand name pills that you are taking going to be just as potent and more cost effective? YES! The generic brands are put though the same rigorous standards as their counter part name brand pills.
On top of that, name brand pills haven't been on the market very long.
Why does that matter? Well, the generic drugs have usually been on the market longer then the brand name prescriptions and have proven to be very helpful and good drugs.
Name brand drugs that are approved by the FDA might still have some very bad side effects! This information usually takes time to find out, mean while you are forced to pay the high premium with that name brand pills.
Think about your future and what you will be spending on prescriptions.
Firstly, if you were to shop around when you're buying those prescriptions, usually this will prove to benefit you and your family right off the bat weather you're paying for name brand or generic drugs.
Try comparing prices on-line and in your local drug stores including supermarkets and department stores.
You might be very surprised at what you can save that way.
Secondly, Patient assistance programs or prescription advocacy programs have been around for years, these types of programs were designed to help those that are in a lower income bracket.
Families do have to qualify and meet certain requirements that generally are 2 times the Federal poverty level.
Rest assured though that these types of programs could prove to help you or your family out enormously.
In regards to the future we must continue to look forward to what the prescription drugs of tomorrow will cost and how we can afford them.
Now if your one of the many insured or non-insured that feels like your insurance and their Rx plan is just not enough, or your sick of the out of pocket cost, then try looking into a discount health plan with a prescription drug discount! Even with insurance you may not have the best medical coverage but, if you look into companies like Ameriplan USA that offers programs which include prescription drug benefits, you will find out that by making the decision to Join Ameriplan that your family could be saving up to 50% or more on those prescription drugs.
On top of that you might want to look into their mail order maintenance medication program which could save you even more money.
Sadly as we get older a lot of us are dependent on these prescription drugs, and if you're like everyone else you don't want to pay an arm and a leg for them.
Well, with a little work, and I do mean very little work, the savings are out there and the companies that are offering great benefits and discount are there and designed to help you and your family.
You've worked hard for your money, so don't give up the good fight and put those high prescription drug costs where they belong, out of your life.