Mexico is a great place to visit, with its warm weather, sandy beaches, and spectacular sunsets.

If you live in one of the neighboring states that border Mexico and drive there often, you will find it necessary to buy a Mexican auto insurance policy. While there may be limited uses for American auto insurance in Mexico, it is extremely important that travelers understand: US and Canadian Liability insurance is invalid in Mexico.

You can look for Mexican insurance in quite a few places, including at the border. However, for the best rates on the most appropriate coverage, it's best to do your comparison shopping online instead of taking your chances with another insurance solution.

Indeed, the Internet is great to look for just about any type of insurance, but especially Mexican car insurance. When you shop for a plan, you can compare and save, and you won't be overpaying and underinsuring as you might from a border vendor.

Some people are under the impression that their domestic auto insurance covers them while traveling into Mexico. On the contraryin fact, without proof of Mexican auto insurance or a large amount of cash to pay for damages, many travelers have wound up in Mexican jail.

It is best practice to keep a valid certificate of Mexican insurance in your vehicle, while also carrying at least one copy of your insurance ID card in your wallet at all times. If you do have an accident and do not have immediate prove of coverage, the Mexican police are likely to detain you. Alternately, if someone stole your pick-up or SUV, without an ID card in your wallet, how would you know where to call for help?

One traveler, Michael H. (not his real name) knew that it was important to have proper insurance in Mexico. So he bought a daily policy each time he crossed the border. After that, he thought it would save him some money to purchase an annual policy so he purchased one using mexicaninsurancestore.com.

Many Americans forget or do not comprehend the dire consequences that can arise from car accidents in Mexico, even though it is just as likely a possibility to become involved in a car accident on either side of the border. Mexico is a friendly foreign country, but without the proper documentation, even a fender bender may involve more than you realize.

To purchase the right type of Mexico car insurance and coverage, you must clearly understand the type of policy you need. Rather than the rush or even the wait, making a purchase along the border, you can do the research required here online. It is fast and easy while saving you time and money.

If you're going to Mexico for any period of time, take a few minutes and purchase the right Mexican auto insurance policy. If you should ever get into any type of altercation or accident, you'll be very grateful that you did. The aforementioned Michael Hernandez did get into a "fender bender" once he crossed the Mexican border, and he thus encountered the Mexican police.

As he pulled out all of his daily policies, he found that all of them had expired. Unfortunately, he forgot to carry his annual policy certificate with him, and he was thrown in jail. Fortunately, he was able to reach his wife, who sent a copy of his annual auto insurance policy for the police's information. Therefore, even though he spent six hours in a Mexican jail waiting to make his phone call, at least he did have that insurance policy; if he had not had Mexican auto insurance, it could have been much worse.

When you purchase coverage, it is in your best interest to get the right type of policy coverage for your situation. When you purchase your policy online, or before getting to the Mexican border, you can be clear on the auto insurance coverage you need and exactly what you are getting into. Just make sure you bring the policy on your trip. You do not want to be caught in a situation like the one Mike did.

If you are driving into Mexico, take the time out to purchase a valid and recognized policy before you go. Believe me, you won't regret the little time you spend and you'll have extra peace of mind while on vacation.