1: If you enjoy high risk or extreme sports you'll attract high health insurance rates.
It's therefore up to you to quit such high risk sports if you want lower health insurance rates.
2: If you drive recklessly then expect to pay higher rates.
If you have many speeding tickets or a history of street racing you'll pay much more.
Any person who drives reckless will more likely make a health insurance claim soon as they're more likely to require medical attention.
Improving your driving records and developing a good driving culture will lower your rates.
If you drive a sports car, fast muscle car or super bike, you'll likely pay much more in health insurance.
The likelihood of a crash or accident means someone could be injured and require to make a health insurance claim.
3: Smokers pay health insurance rates that are twice or more that of non-smokers It's a well known fact that smokers are more susceptible to many health conditions and that they also die young.
This increases their risk to an insurer and therefore raises their rates dramatically.
It's up to you to quit smoking and then reapply after 12 months if you want to see your health insurance rates reduced by up to 50%.
You can get lower quotes on insurance today by getting and comparing quotes from at least three quotes sites.
Requesting quotes from a minimum of three quotes sites raise the chances that you would get bigger savings.
I advise that you visit at least three quotes sites as that will make it less likely that you'll miss out offers not presented by the other sites.
This raises your chances of getting better rates.