How to Set My HSA Contributions

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A health savings account, or HSA, allows consumers to take charge of their health care spending by setting aside pre-tax dollars to pay medical costs not covered by their insurance. The HSA is combined with a high deductible health plan, also known as an HDHP. By accepting a higher deductible, indiv

Health Insurance Process

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Health insurance will protect you from declaring medical bankruptcy. It should cover the major catastrophic medical events in your life. Choosing the right health insurance, applying for it and using it will make dealing with insurance much easier. Most insurance plans have specific rules regarding

How to Apply for Enrollment in Medicare

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The Medicare program provides health insurance to people 65 and older, people suffering from kidney failure and permanently disabled people. The federal government runs the program through the Social Security Administration (SSA), and you can apply on the SSA website, by calling an SSA representativ

Risk Management in Health Care Institutions

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The purpose of risk management, in general, is to enhance patients' safety, prevent accidents, ensure compliance with law, and avoid legal exposure, which could lead to loss or litigation. Health care institutions include hospitals---acute-care, long-term, specialty, rehabilitation, and

How to Be a Health Unit Coordinator

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Health Unit Coordinators support medical professionals by maintaining a health care facility's service and performance. Health unit coordinators in some health care facilities are known as unit clerks, ward clerks or unit secretaries. Health unit coordinators work under the supervision of an RN or h

What Type of Insurance Does Aflac Provide?

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Founded in 1955 by John and Paul Amos, the American Family Life Assurance Company of Columbus (Aflac) maintains its headquarters in Columbus, Georgia. Aflac offered its first policy, designed to pay cancer expenses, in 1958. In 2010, the company offers policies for disabilities, accidents, intensive

Procedures Not Typically Covered by Medicare

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Medicare is the U.S. government's health care program for citizens who are 65 or older. However, people under that age limit can enroll in the program if they have certain disabilities or End-Stage Renal Disease. Medicare has three parts (A, B and D) that cover different areas of health care. Part A

Definition of T-Scores

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As you get older, it is not possible for you to feel that your bones are becoming thinner and more fragile, but most likely they are. In most cases, people do not realize how delicate their bones are until they fall and break a hip. At best, such a break can keep a person from participating in his u

Why Did Congress Enact HIPAA Privacy?

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According to the Tennessee Department of Health, the Health Insurance Portability and Accountability Act (HIPPA) was enacted by Congress on August 21, 1996, under the administration of President Bill Clinton.

Can I Reapply for Health Insurance If I Have Been Denied Before?

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Applications for individual private health insurance go through a thorough underwriting process. This process reviews your application for coverage and may review your past medical history and records. Based on the findings, the insurer can choose to approve or deny you a policy. Though you have bee

What is United Health Group Inc?

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UnitedHealth Group Inc. is a collection of health-care providers, pharmaceutical companies and prescription services in the United States. All of the companies fall under the umbrella of UnitedHealth Group Inc.

Limits on HSA Deposits

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Health savings accounts are arrangements in which an employer deducts some of a worker's pay to be accessed for medical expenses later. This deduction is before taxes, providing an immediate tax advantage. Unlike flexible spending accounts, unused HSA funds are carried over to the next...

High Risk Pools

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There are many people who can afford to buy health insurance but are turned down by insurance companies because they have a serious pre-existing condition such as cancer, diabetes, or an HIV infection. 35 states have created special programs (known as hgih-risk pools) for residents who are denied co

Prescription Requirements for Class IV & V Drugs

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Schedule IV and V drugs are regulated by the Drug Enforcement Administration.Prescription medicine image by MAXFX from Fotolia.comSchedule IV and V prescription drugs are not as highly regulated as Schedule I, II and III drugs because they have lower chances of addiction. Drug schedule...

Environmental Dangers of Asphalt

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People have used asphalt for decades as a means of paving roads, airport runways, paths and floors. It is even used under water to help control beach erosion. Though the Environmental Protection Agency has approved it, the carcinogenic and toxic compounds in asphalt have made it an environmental con

Self-Employed Health Insurance Facts

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According to the National Association for the Self-Employed (NASE), the self-employed and micro-businesses (those with fewer than 10 employees) have grown faster than any other business type for more than 10 years as of 2010, and this trend is likely to continue given the current economic climate. G

Unemployment & COBRA Extension Problems

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Health insurance is essential for providing protection against large medical expenses resulting from illness or injury. For most American workers, group health coverage under an employer-sponsored plan is a cost-effective means of maintaining health insurance coverage. If you lose your job, you can

How do I Find Medicaid Providers in Illinois?

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Once enrolled in the Illinois Medicaid program, beneficiaries need to pick a primary care provider (PCP). The PCP is a general practitioner, pediatrician or obstetrician. Your PCP will refer you to specialists who accept Illinois Medicaid cards, if you need a referral. Before selecting a PCP, make s

Healthcare Insurance Information

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Healthcare is an evergreen topic of interest because of its necessity and controversy. Though the quality of healthcare in the United States is exceptional, it is also expensive, and this cost has only been increasing. When choosing the best plan for you, you'll need to consider your medical and fin

What Is Secure Horizons With Gordian Insurance?

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As you get older, health insurance doesn't get any simpler. Once you turn 65, you must make a lot of decisions very quickly, choosing among four parts of Medicare, several potential varieties of Medigap insurance and thousands of potential Medicare Advantage plans. Secure Horizons and Gordian, now O