The importance of home insurance has been highlighted by Government figures that show burglary has risen during the economic downturn.
Research by the Association of British Insurers (ABI) echoed Government's findings, stating that the first quarter of 2009 was the most expensive for burglary insurance claims in five years.
There are, however, a number of measures that homeowners can employ to make their house contents safer against potential robberies: Fit automatic timers To make it appear there is always someone in; you could fit automatic timers to particular lamps throughout your home.
You can then set these to certain times in the day.
This is also more energy efficient than leaving a light on throughout your holiday.
Close and lock all windows Government statistics show that up to 35% of burglaries are opportunist and happen as a result of people leaving a window or door open.
Although it seems obvious, it is really important that you ensure all windows, however small, are closed and locked.
Get an alarm system An alarm system can provide a very effective deterrent to thieves and can offer you peace of mind whilst you are away.
There are a variety of systems on the market and to suit your price and security requirements.
Don't leave keys hidden in convenient hiding places Under flower pots, paving stones or anywhere near the front door - these 'convenient hiding places' are likely to be the first place a thief looks.
You probably won't be covered on your contents insurance policy either if a burglar breaks in this way.
Install outdoor lighting Thieves are less likely to burgle your home if it is well-lit and can be easily seen by your neighbors.
If you can, try installing an outdoor lighting system to make your home unattractive to thieves.