Creating an Account

• 1). Click on "Sign up" from the top of any PayPal page.
  
  
• 2). Select whether you want a business or personal account. If you’re likely to have a high number of transactions, consider signing up for a "Premier" account, while student accounts are designed for teenagers to learn how to manage their spending.
  
  
• 3). Choose the country you live in and enter your personal details. Finally, click "Sign up".
  
  

Paying

• 1). Make your purchase.
  
  
• 2). Select PayPal as your payment method on the website you are buying from.
  
  
• 3). Select whether you will be funding your PayPal payment with your bank account, credit card or debit card. The funds will then be moved into the seller’s PayPal account.
  
  

Receiving Money

• 1). Provide the person paying you with your email address. This is sufficient for her to make a payment to you. If you are receiving money for a purchase, there is a 30-cent commission. If it is a personal transfer from a bank account or PayPal account there is no fee. However, the same fee applies for a transfer from a debit or credit card.
  
  
• 2). Once the funds are in your PayPal account, you can choose to withdraw them to your bank account. It can take five to seven working days for the money to be transferred over.
  
  
• 3). Alternatively, use the money in your PayPal account to make other payments.