• Four-door sedans are usually the cheapest car to insure.luxury car - model toy car image by alma_sacra from Fotolia.com
  
  

About $795

• The latest statistics (2007) from the National Association of Insurance Commissioners found that motorists paid an average of $795 annually for auto insurance in the U.S. Although rates vary from state to state and even by county, your insurance should be within a few hundred dollars of this figure.
  
  

Too Many Factors to Say

• Numerous factors affect how much an auto insurer charges for a premium, according to CarInsurance.com. Where you live, what type of car you drive, your driving record and credit score are some of the major variables that can lower or raise your rates. The details of your coverage, such as the deductibles you choose, will also determine the cost.
  
  

Bottom Line

• The cost of car insurance is different for each driver, so no source can really say how much you will pay, according to CarInsurance.com. If you want to keep auto insurance premiums down, consider driving a more economical car and take defensive-driving courses.