Sustaining injuries on the job can severely alter a person's life, potentially causing serious pain and suffering, and possibly preventing them from returning to work.
These difficult circumstances are often compounded by the medical bills injury victims typically incur when seeking proper treatment, making sudden loss of income particularly devastating.
Fortunately, there are options available for workers who are injured on the job, including workman's compensation benefits.
Workman's comp laws were established in order to protect workers who are injured on the job and find themselves no longer able to return to work or afford the costs of medical bills and daily living.
The goal of workman's compensation is to ensure that a worker injured on the job receives the medical care he requires, lost wages relating to the injury, and the rehabilitation and retraining required before being able to return to work.
Workman's Compensation for Work-Related Injuries There are a number of routes an employee can take following a work-related injury, including private insurance policies, personal injury claims, and taking advantage of workman's compensation laws.
If you have been seriously injured on the job and you are unable to return to work, you will likely benefit most from receiving workman's compensation benefits.
Besides the typical workman's compensation benefits, there are other aspects of workman's compensation, including the multiple injury trust fund and disability compensation.
The Multiple Injury Trust fund is funded by employers who contribute a certain amount to the fund over a long period of time, the amount of which depends on the number of employees on staff and the amount of payroll.
The OK Multiple Trust Fund was established to allow injured workers to collect the compensation they require without employers suffering a devastating financial toll in the process.
In some cases of injury on the job, a worker may be unable to return to work, depending on the severity and duration of the injuries sustained.
Permanent disability compensation benefits are available to workers who are deemed permanently disabled and have little chance of ever returning to work and generating viable income.
Temporary disability compensation is also available to injured workers, which is dictated by the state's determination of how long the victim's disability is likely to last.
Workman's Comp Benefits for Injured Workers If a worker chooses to seek compensation through a workman's compensation program, there are different types of benefits available to this person.
In most cases, the appropriate pursuit of benefits depends on the nature of the injury and the circumstances that led to the injury.
These benefits include medical benefits, future medical benefits, and death benefits.
Medical benefits are available to injured workers who are currently recovering from injuries suffered on the job.
Future medical benefits are intended to help injured workers whose injuries require long-term medical attention based on the severity of the initial injury sustained.
Death benefits are available to the families of workers who were killed on the job, and the beneficiaries and the amount of benefits are typically dictated by the state.
If an employee suffers a fatal injury at work, the worker's family may also have grounds to file a wrongful death claim in order to seek financial compensation for pain and suffering, as well as loss of future income.
Legal Help for Workers Injured on the Job Some workers injured on the job may sustain minor injuries that have no long-lasting effect on their lives.
Unfortunately, some employees may suffer major and even fatal injuries, which can severely interfere with the victim's ability to perform simple tasks or work to generate viable income.
If you have suffered serious injuries on the job which prevent you from returning to work or enjoying the quality of life you deserve, a workman's compensation attorney can help.
You may be entitled to benefits established by workman's compensation laws and the Multiple Injury Trust Fund, which a qualified workman's compensation lawyer can help you acquire.
Understanding workman's comp laws can be difficult, but with the help of a knowledgeable workman's compensation attorney, you can be informed of your rights following a work-related injury, and be sure to collect the financial compensation you deserve.