Life is full of mysteries and every day we face new hurdles that limit our success. Among many of these repercussions the mostly deadliest of all is to get involved in a crime or illegal act. If you're also one of the millions of ordinary person with a criminal record, no doubt you have undergone few hardships as a result. There are myriad troubles that encounter every person with spotty background and most of those affected have to sacrifice many opportunities in their life. So the earlier you make up your mind that I want to expunge my record the more you get closer to lead scot-free life. Below are the top reasons to expunge your criminal record.

1. Employment: Those who think criminal background doesn't matter in your professional career are in great myth. Employers reject every single applicant for a job with a criminal background. Nowadays many employers have access to criminal databases and they never risk the safety of their company for a single person who has been remain involved in any minor or major unlawful act. Besides that many states has given right to employer to terminate the services of any worker having spotty background.

2. Education: If you are a student than its better for you to make up your mind that "I want to expunge my record" as early as possible, because certain acts in education sector don't allow student with criminal history ineligible for any kind of scholarship, loan, grant or permit to work. Even those students involved in drug related offenses are not allowed to take admission in certain educational institutes or it's also possible it may disqualify you from graduate degree.

3. Housing: Being involved in any illegal activity can disqualify you from house loan, mortgages or all related benefits. Moreover you can face difficulties, while getting an apartment on rent and private landlord can legally your request if found guilty.

4. Loans: If you haven't made up your mind that "I want to expunge my record" than you feel its importance, when some bank rejects your loan application. Criminal background can make you ineligible for loan or in many case, some financial institutes charge you double interest rate, predicting the fact that you have no other choice.

5. Licensing & Certifications: Criminal history can make you ineligible for state certifications and assuming the degree of your conviction it can prevent you from obtaining certain occupational license.

6. Insurance Rates: Criminal background chases you even if you step in insurance company office. Sometimes they declare you uninsurable or high risk and often result in high insurance premiums.

7. Firearm Rights: You don't want to be limited to archery or muzzle loader as if you are convicted in any crime scene, you basic right to own a gun is cancelled by state.

8. Federal Assistance: Any type of conviction will disqualify you from federal assistance or food stamps. Besides that certain housing authorities deny your application for public housing schemes.

9. Adoption: Criminal background disqualifies you from basic right of adoption.

10. Volunteering: To serve as volunteer, you need spotless background and here's the moment you shout out loud that "I want to expunge my record."